Affordable Housing & Homelessness
Where We Are Now:
We do not have an adequate new home inventory and much of our existing home inventory lacks quality living conditions. Approximately one third of our properties are vacant. For the five years preceding the pandemic, home prices rose significantly, showing an 86% increase in median sales price, while Garrett’s median household income increased by only about 18% during the same period. This trend in outpricing our workers, coupled with our current home inventory which is aging and in need of restoration, presents significant challenges for our labor force. Without an adequate and affordable place to raise their families, workers will leave for a more suitable location that better supports their all-around quality of life.
According to the Maryland Department of Assessments and Taxation, the residential assessable tax base increased by nearly 55% between 2020 and 2023, representing the highest increase among all 24 jurisdictions in the state. This increase in reassessments places a significant burden on existing homeowners who may now struggle to afford their property tax bill on an income which has not experienced comparable gains.
Garrett’s inventory of long-term rental properties is “low to non-existent”, and 80% to 90% of our current subsidized housing portfolio is owned by a single entity, whose housing policies are out of alignment with federal and state regulations, thus causing harm to our most vulnerable and low-income populations (elderly, disabled, those with behavioral health issues –mental health and substance use challenges, victims of domestic violence, and others). Our Public Housing Authority contract is held by the same organization –which causes a conflict of interest when it comes to upholding the rights of these tenants in publicly subsidized housing.
Seniors (living on fixed incomes) are struggling to afford housing. Garrett is nearly devoid of affordable housing designed specifically for older adults, and these residents are inevitably forced to sleep outside, in vehicles, in sheds, and abandoned buildings.
Over the Next Four Years:
ACCESS TO HOMES: We need places to live in order to raise a family. We must be able to live affordably whether we rent or purchase a home –and have a valued role in our communities. Adequately housing our residents is an issue that must be tackled at both the local and state level.
HOUSING PROGRAMS: Garrett’s Economic Development Strategic Plan – 2023-2027 recommends 1) expanding homebuyer programs, and 2) expanding home rehabilitation programs –which can be accomplished with state and/or federal funds. The Plan also suggests providing incentives for homebuilders –like reimbursing them for impact fees once homes are occupied and providing a perpetual tax base increase for the County.
FEDERAL INITIATIVES: New federal housing initiatives, under Scott Turner, Secretary of Housing and Urban Development, are striving to fix publicly funded housing systems, despite liberal notions that millions of dollars should be paid to locally operated Public Housing Authorities and homeless systems of care –enterprises that fail to comply with federal regulations and state laws with absolutely no oversight; that continue to pay market rate rents of as much as $2,000 / month for a single individual, while three other eligible individuals await services for years while receiving $0 in assistance; while a shelter with a 6 million dollar budget sees daily overdoses without any type of treatment, referral, or support services for its substance-addicted clients; and while clients with Serious Mental Illness (SMI) are placed in apartments where they receive absolutely no support and live in isolation and despair. Our status quo housing system is unsustainable, yet our Maryland systems of care, instead of fixing our severely broken system, have instead sued the federal government –purportedly so that the current system, fraught with waste, mismanagement, poor outcomes, and corruption, can continue unabated. Our state must work to end the affordable housing / homelessness crisis –not fight for a broken system that fails our Marylanders year after year.
HOUSING SERVICES: Programs for homeless individuals must provide services –i.e. mental health and substance-use disorder treatment, work readiness and job support, education and training, legal services, etc. if people are to successfully lead an independent life that involves all of the responsibilities that come with maintaining a home.
MARYLAND’S PUBLIC HOUSING SYSTEM: Our Public Housing Authorities must operate in compliance with federal and state laws, and our state government must hold them accountable for allocating federal assistance in alignment with state and federal law.
REDUCE AND ELIMINATE FRAUD, MISMANAGEMENT, AND NONCOMPLIANCE: State legislators must enforce new HUD initiatives on a state level that seek to reduce and eliminate fraud and waste in our public housing and shelter systems. This will require increased collaboration and coordination between our statewide housing representatives and our state agencies.
BUILD A SERVICES CONTINUUM THAT WORKS! It is up to our state officials to ensure –now, more than ever, that a full continuum of housing is available to all –from those most vulnerable who have lost their housing, to young families struggling to build a prosperous future. We CAN do better!
SUPPORT FOR OUR SMALL TOWNS: We must ensure that the state supports our small towns. In order to maintain a sense of community we must retain our schools; establish vibrant community centers; refurbish aged housing; and ensure meaningful and financially sustainable work opportunities for our towns’ residents.